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The content contained in this website, including by not limed to all design, text, sound recordings, and images, is owned, except when stated, by Brownstone Insurance Managers (BIM) or one of its subsidiaries. Except when otherwise stated or to the extent permitted by law, the content may not be copied transmitted, displayed, distributed, licensed, altered, stored for subsequent use, or otherwise used in whole or in part in any manner without BIM’s prior written consent. Users of this site may be permitted to download certain material posted on the site. 

When using downloadable materials, all copyright, trademark, and other proprietary notices must be kept intact and remain in effect.

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While BIM believes the content to be accurate, complete, and current, there may be inadvertent technical or factual inaccuracies and typographical errors, and BIM does not warrant that the information is accurate, complete, or current. It is your responsibility to verify any information before relying on it. At any time, BIM may make changes in the products and/or services described herein; however, it makes no commitment to update the information and expressly disclaims liability for errors or omissions in it.